Effective March 20, 2026 the National Automated Clearing House Association (NACHA) requires certain payroll-related ACH entries to use the standardized Company Entry Description PAYROLL.
To support this requirement, RFMS Core version 25.99.1 updates ACH file generation to automatically populate the required descriptor where applicable. No workflow changes or configuration changes are required after the update is installed.
NACHA Requirement Effective March 20, 2026
NACHA has implemented a new compliance-related rule. They now require ACH Originators to use PAYROLL in the Company Entry Description field for applicable payroll-related PPD credit entries.
How RFMS Core 25.99.1 Supports this Requirement
Starting in RFMS Core 25.99.1, ACH file generation for applicable payroll-related transactions is updated to automatically populate the required PAYROLL Company Entry Description.
There are no new screens, settings, or process changes associated with this update.
What You Need to Do
To ensure your ACH files are generated with the updated Company Entry Description, your system must be updated to RFMS Core 25.99.1.
| If you... | What you need to do |
|---|---|
| Use Cyncly Hosting | Contact Support to schedule the update. Broader rollout will follow in the coming days. |
| Are an Isogent customer | Watch for communication from Isogent regarding timing and installation of version 25.99.1. |
| Manage your own RFMS Core installation | Download version 25.99.1 and apply the update. |
After the update is installed, no additional configuration is required.
Why Staying Current Matters
If you do not update to 25.99.1, your ACH files may still process in some cases, but they may not meet the new NACHA formatting requirement.
As banks begin enforcing the updated rule, clients using older versions may receive Notices of Change, and some non-compliant payroll items may be returned.
Additional Information
For official NACHA information about this rule change, see:
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